Retirement

My sister Pat retired yesterday so the family had a combined retirement celebration and birthday party. I've already written off any possibility of retirement, barring some astronomically lucky event like winning the lottery jackpot. In the past I've had to use my retirement savings to support myself and my business. I'm sure that accessing my retirement fund goes against the advice of all the investment planners, but I believe in taking care of the present first. If I don't make it through the next week and the next month, what happens in 20 years time isn't going to matter. I haven't withdrawn from the retirement saving account during the current recession yet, but it is still early days.